General Information

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Small Business Rates Incentive Scheme 2026

20 October 2026

Incentive details

This incentive is a credit of 5% of the annual rates liability for all businesses who pay their annual rates liability by 31^st October 2026.

The incentive of 5% will be applied to customer accounts automatically by Cavan County Council once their rates account has been cleared in full (zero balance owing) by 31^st October 2026.

The discount is applied to the rate account at the end of the financial year which will result in a credit on the customer account.

There is no application process for this incentive.

Example - 1) Annual Rates Bill €3,000. Paid €3,000 in full by 31^st October 2026 – Incentive = €150 credit on account towards 2027 rates liability
Example - 2) Annual Rates Bill €5,000. Paid €5,000 by 9 x monthly SO of €555.56 by 31^st October 2026 – Incentive = €250 credit on account towards 2027 rates liability.

Aims of the Incentive

To reduce the operational overheads of businesses in County Cavan.
To provide a cash flow advantage to businesses that pay their annual Commercial Rates Liability early.
To provide a targeted support for the SME sector in relation to Commercial Rates.
To demonstrate the Council’s commitment to the economic development and regeneration of County Cavan.

Eligibility

The incentive will apply to businesses in County Cavan who have an annual Commercial Rates Liability of less than or equal to €10,000 for 2026.

The following prerequisites will apply to the Small Business Rates Incentive Scheme at 31^st October 2026;

There can be no arrears of Commercial Rates or any other local authority charges due by the Rate Payer.
The premises cannot be subject to planning enforcement proceedings.
The incentive is only applicable to premises which have an annual rates liability of no more than €10,000.

Qualifying Uses

The incentive is available for all business uses that trade legally and which are in line with the planning permission granted.

Qualifying Rate Payers

Payment of 100% of the annual rates liability must be received by Cavan County Council by 31^st October 2026 for the year the incentive is in operation.
The Rate Payer must be the owner or lessee of the subject premises and be in occupation of the premises conducting a qualifying business activity.
The Rate Payer must not have any local authority charges outstanding at 31^st October 2026.

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